"There just aren't enough units for the number of people who need them."Those of us who've had to try and house folks have known that the crunch for "affordable" units has been beyond severe for damned near a decade now. But something else has happened since the housing market imploded; many of the rentals that folks used to be able to snag by landlords desperate to fill vacancies are nowhere to be found anymore. Even the dives are rented as soon as a sign appears on a lawn, and landlords have become oh so selective in the clientele they rent to. Credit checks, background checks, huge deposits, ridiculous rules and restrictions, all conspire to keep out everyone but the most perfect of renters.
No telling how long that's going to last, but given that we haven't even hit the bottom of the housing market yet, I'd say we're in for a long stretch.
Something else important in this article that folks don't realize either; it does take a while for the new face of homelessness to hit the bricks. These people are fighters and they typically try every option, every possibility, before the bottom falls out. When the sheriff shows up and sets them out on the sidewalk, they are typically 3+ months behind in all their utilities, are either going through foreclosure or are being sued by landlords for nonpayment of rent, and when those things hit the credit report, they can kiss goodbye any chance at renting damned near anything besides some lowlife predator's garage or backyard shed.
If the amount owed has been turned over to collections, it's like breaking a mirror; the eviction/collection shows up for 7 years (in some cases, longer) on those reports. Along with the credit report, Tenant Screening Agencies will list you in their database, and any landlord looking to protect his/her investment will instantly roundfile an application that comes up "TSA positive."
So Joe and Sally move into Mom and Dad's, or Uncle Bob and Aunt Phyllis's house, if they're lucky. This creates immediate tension, no matter how good your family dynamic is. It ain't never good to impose on relatives and friends, and we've all heard countless tales about close family members who overstay their welcomes during the holidays. In that situation, the houseowners know their guests are temporary; you can imagine how quickly the tolerance fades when the departure date is TBD.
The good setups last about a year. After that, Bob and Phyllis approach Joe and Sally, and with eyes diverted away, tell them that they've "done all they can" and "it's expensive enough for the both of us." Joe and Sally get the message and move what few belongings they have to the car, if they're still lucky enough to have one. If not, they begin wondering who to turn to.
That's when those of us who work in homeless services get the call, and by this point, Joe and Sally are in so much trouble from so many angles that getting them squared away becomes a massive undertaking.
Unfortunately, we're broker than Joe and Sally, and those who pay us to provide services are currently moving the furniture out of the building and getting ready to turn the utilities off. We got nuthin, and because they don't suffer from mental health or substance misuse (yet, anyway, if they're lucky) they get nuthin.
See, the system has been so overstressed that in many cities, we only provide service to people who are not just considered chronically homeless, but "most likely to die on the streets within the year."
This determination is usually arrived at through a tool called the Vulnerability Index (VI), created by Dr. Jim O'Connell, a pioneer in street medicine and deeply respected by folks like me.
The VI is an incredibly important method of identifying those at serious risk on our nation's streets, and has saved a lot of lives.
Unfortunately, there can be a downside to the VI, but I want to clearly point out that this is in no way the fault of the VI itself, but rather how a city prioritizes its resources.
See, often what ends up happening is that cities are so damned poor that they don't have enough resources to go around. As such, they prioritize how those scarce resources will be used. The VI ultimately saves cities money by housing those individuals who are costing the city the most while existing on the street.
Great.
Except that if you're not considered "trimorbid" (having co-occuring mental health, substance abuse, and medical issues) after taking the assessment - if you were lucky enough (or unlucky, as the case may be) to be around when the surveyors actually performed the assessment (they continue using a VI performed in Nashville in the fall of 2008 and I remember it well because I was part of the team. I don't think they've redone the survey since then) - you're often shit outta luck and are relegated to the end of the service line.
Now, you would think that, as a city saved money by removing the sickest individuals from our streets and funneling them through a SOAR program to connect them with disability income and medical insurance, the city could use some of those savings gained to bolster sagging social services.
You would be wrong because it doesn't work that way.
So while we have a couple of spectacularly important and successful programs, to access them, you've got to be damned near knocking on death's door.
The new faces of homelessness don't look like that....yet. They are still relatively healthy and get more than a mite pissed when they're told they're "not eligible" for the paltry crap our community tries to pass off as "services." About the only exception to this is if you happen to be a veteran, and while the US military has become the nation's largest employer, for many of us, the price that might be paid for a job with them is beyond the price we're willing to pay (and I'm not willing to dig into the deeper issues around a military that provides all the jobs and the available benefits to those who serve, causing a vicious cycle of an ever-increasing military and ....nope, not going there).
Yep, I agree completely with Nan Roman that the situation facing us is "worrisome." And I gotta say, I appreciate Nan's self-control here, because frankly, I'd say the situation is "fucked" for many who are the new faces of homelessness.
Homeless Rate Ready To Rise As Stimulus Cash Runs Out: Study
Job losses rose during the last few years. So did wages -- barely. Foreclosures went up, as did the number of poor people for whom rent eats up at least half the paycheck. And a federal program believed to have made a major difference in keeping homeowners off the streets is due to expire in a few months.
All in all, the conditions are right for national homeless rates to start rising soon, according to a new report that examines many of the large-scale economic factors that force people out of their homes. The report, published Tuesday by the National Alliance to End Homelessness, suggests that a delayed wave of pain may be coming for low-earning renters and homeowners.
"It takes a while for people to become homeless," said Nan Roman, president and CEO of the National Alliance to End Homelessness, a Washington, D.C.-based nonprofit. "They don't enter the shelter right away."
"We are very concerned that homelessness is going to go up," Roman added.
For homelessness to start climbing just as the unemployment rate begins to deflate might seem counterintuitive. But such is the nature of homelessness, which tends to lag behind other macroeconomic trends.
During 2009 and 2010, for example -- a period when unemployment grew by leaps and bounds, and foreclosure filings increased at record rates -- homelessness in America actually dropped by 1 percent.
But the economy has experienced only limited growth since then. Millions are still out of work, and millions more aren't earning enough to cover basic living expenses. More and more homeowners and renters are edging toward a desperate situation.
According to the National Alliance to End Homelessness report, while the national homeless rate fell by 1 percent, the number of people living "doubled up" -- that is, lodging with friends or family for economic reasons -- rose by 13 percent in roughly the same time period. The number of unemployed people climbed by 4 percent. And the number of people in poverty who spend at least half their income on rent climbed by 6 percent.
Such changes all suggest trouble down the line. Living doubled-up is often a step on the road to no home, according to the report. A person in a doubled-up living situation has a 1 in 12 chance of becoming homeless within a year.
Other economic circumstances are putting additional pressure on low-income Americans. Many people simply aren't paid enough to afford a place to live, while others may be looking for rental units that aren't available in a market wracked by foreclosures.
Average real income for the working poor -- those who hold jobs but still live below the poverty line -- was just $9,413 in 2010, according to the report. On that income, the report states, one-bedroom apartments are unaffordable virtually everywhere in the country.
Meanwhile, the foreclosure epidemic is likely steering would-be homeowners into rental properties instead, which makes the market more competitive for renters.
"There just aren't enough units for the number of people who need them," Roman told HuffPost. The lack of affordable housing, she said, is the nation's "other housing crisis."
This aspect of the housing problem is likely to grow more pronounced in 2012 and 2013, as the number of foreclosures is expected to swell. By the end of next year, the president of the Federal Reserve Bank of New York recently predicted, there could be as many as 5.6 million homes in foreclosure.
Making matters still worse is the impending end of the Homelessness Prevention and Rapid Re-Housing Program, a $1.5 billion federal initiative funded through the 2009 stimulus package that both Roman and her organization's report credit with keeping the national homeless rate from ballooning during the economic downturn.
According to Roman, HPRP, as the program is known, focuses on preventive efforts, offering aid to renters and homeowners at risk of losing their place of residence. The program provides rental assistance to low-income households, helps those relocating find a new place to live and mediates discussions between landlords and tenants.
"A billion and a half dollars is a lot of money in terms of homeless assistance," said Roman.
But the money is almost all gone. A spokesperson for the U.S. Department of Housing and Urban Development said that virtually all HPRP activity will have ceased by September of this year. And with the federal government contemplating massive spending cuts, the future of national homeless assistance looks cloudy.
In two weeks, HUD will conduct its annual point-in-time count, when volunteers in more than 3,000 locations across America try to conduct a one-night nationwide head count of homeless people.
The 2011 count produced a estimate of 636,017 homeless individuals, a figure that represented a 2.1 percent drop from the year before. Roman said that anecdotal evidence suggests the numbers are rising now.
"We're certainly hearing from some places that demand is going up in the shelter system," she said. "It's worrisome."
